Goal Planner
What will it take to reach your child's goal?
Set a target — college, a first car, a first home, or general wealth — and we'll solve for the monthly investment needed.
Working backwards from a goal
Goal-based investing is one of the clearest ways to plan for a child's future. Instead of guessing an amount, you start with the outcome — and the math tells you what it takes to get there. See our guide on the best investment accounts for kids to choose where to hold each goal.
Related tools
For a college-specific plan, use the 529 Contribution Calculator. For steady monthly investing, try the Monthly Investment Calculator.
This calculator is for educational purposes only and is not investment, tax, or legal advice. Projections assume a constant annual return and don't account for fees, taxes, or inflation.
Frequently asked questions
Turn a goal into a family plan
Create a free KinderShares registry so family can help reach the goal together.