529 Planning
How much should you contribute to your child's 529?
Set a college cost target, an existing balance, and a timeline. We'll estimate the monthly contribution needed to get there.
Your college plan
Rough guide: ~$100k in-state public, ~$225k private (today's dollars, 4 years).
Why the 529 is such a powerful tool
A 529 plan is one of the most tax-efficient ways to save for education. Learn more in our full guide on what a 529 plan is, or compare against alternatives like 529 vs UTMA and Trump Account vs 529.
Related tools
Model the full picture with the College Savings Calculator or set a broader goal with the Kids Investment Goal Calculator.
This calculator is for educational purposes only and is not investment, tax, or legal advice. Projections assume a constant annual return and don't account for fees, taxes, or inflation.
Frequently asked questions
Grow your 529 with family
Create a free KinderShares registry so family can contribute toward college.