Recurring Gifts

What could birthday and holiday gifts become?

Estimate how small, recurring family gifts could compound over the years into a meaningful long-term head start.

Typical yearly gifts

Long-term diversified equity averages have historically been around 6–8%.

Ending balance after 18 years

$10,112

$4,500 gifted and $5,612 in estimated growth.

Turn every holiday into a long-term gift

Give family one place to contribute toward your child's future.

Why small recurring gifts compound

A single birthday check disappears in a week. The same amount, invested every year, becomes a serious financial gift. This is the power of compound growth working steadily in the background. See our guide on how to invest birthday money for kids.

Related tools

Try the Birthday Money Growth Calculator, or model consistent monthly investing alongside gifts with the Monthly Investment Calculator.

This calculator is for educational purposes only and is not investment, tax, or legal advice. Projections assume a constant annual return and don't account for fees, taxes, or inflation.

Frequently asked questions

Turn every holiday into something lasting

Create a free KinderShares registry so family can gift toward your child's future.

How it works